Technology & Partnership

Coordination infrastructure for sovereign ownership

Covest is the digital coordination layer for fractional real estate investment in Mexico. We connect investors, properties, and institutions through a single platform — coordinating Fideicomiso structuring, property management, and investor reporting. Your funds flow exclusively through Banco Covalto's CNBV-regulated banking infrastructure. Never through Covest.

Legal Layer
Execution Layer
Interface Layer

Coordination Infrastructure

We coordinate everything. We hold nothing.

Covest is the digital coordination layer that connects every participant in the fractional ownership ecosystem — from investor onboarding to property management to trust administration. Your capital, your property, and your trust are held by Banco Covalto, a CNBV-regulated financial institution. Funds flow through the bank. Coordination flows through Covest.

Tap any participant to learn more

Trust Participants

Operational Partners

CNBV-regulated financial institution serving as the institutional administrator for all trust assets. Capital, property titles, and legal protections are secured within Covalto’s banking infrastructure — Covest serves as the coordination layer connecting participants to this trust framework.

A radial trust infrastructure diagram. Covalto Bank sits at the center as the institutional trust anchor, encapsulated within the Covest coordination infrastructure. Inner layer core participants: Investors, Property Owners, Developers, and Property Trust. Outer layer operational partners: Property Managers, Legal and Notary, Appraisers, and Concierge Operators. Hover or tap any node to learn more about each participant in the ecosystem.

Protocolized Governance: Constitutional Legal Certainty

The operating framework of every Covest Fideicomiso — voting rights, amendment protocols, default clauses, scheduling bylaws — is born digital. Not paper documents scanned after the fact. Every governance rule is versioned, timestamped, and digitally secured with NOM-151 compliance, giving each clause full constitutional legal standing. No provision can be altered without a verifiable, permanent record visible to every beneficiary.

GOVERNANCE_LEDGER
Standby
PROPOSE ( Amendment proposed )
Pending
AUTHORIZE ( Quorum reached )
Pending
SEAL ( Document integrity verified )
Pending
TIMESTAMP ( NOM-151 compliance met )
Pending
VERSION ( Governance record updated )
Pending
GOVERNANCE AMENDED — ALL PROTOCOLS RATIFIED

Digital-First Framework

Governance rules are authored and executed as structured digital protocols from inception. Covalto's infrastructure enables Covest to eliminate paper-based ambiguity — every voting threshold, scheduling rule, and maintenance obligation exists as a verifiable digital record from day one.

Immutable Amendment Trail

Every change to trust governance — from fee adjustments to bylaw revisions — is versioned with a cryptographic hash, creating a permanent, tamper-proof amendment history. Beneficiaries can verify the complete governance evolution of their trust at any time.

Constitutional Standing

NOM-151 compliance ensures every digital governance record carries the same legal weight as a notarized physical document. Your trust's operating framework is grounded in Mexico's constitutional and banking law — verifiable, enforceable, sovereign.

How it works

Trust Infrastructure

Trust Infrastructure by Banco Covalto

Covest coordinates the ownership experience. Banco Covalto secures the assets. Your funds flow exclusively through Covalto's CNBV-regulated banking infrastructure — never through Covest. From biometric verification to public registry filing, every transaction is administered by an institutional fiduciary trustee.

CNBV RegulatedFideicomiso CertifiedPublic Registry ListedInstitutional Bank Administration

Ready to own property without leaving your desk?

Covest's digital infrastructure makes sovereign ownership accessible from anywhere in the world. Talk to us about how the Fideicomiso trust process works.

How It Works