For Property Owners

Keep What’s Yours. Unlock What’s Locked.

Your property is held in a Fideicomiso — and you remain the beneficiary with protected usage rights, governance, and equity. Covest fractionalizes the ownership so you access capital without giving up the property you built.

Your Rights Are Protected

Fractional ownership is structured to preserve — not diminish — your rights as a property owner.

Your Beneficiary Rights Are Protected

The Fideicomiso holds the property — and you remain the named beneficiary with a defined equity stake, usage rights, and governance participation. Fractional investors acquire economic rights alongside you, not control over you.

Your Usage Rights Are Contractual

Personal usage weeks are written into the trust agreement. Co-owners cannot vote to remove your usage rights — they are legally protected provisions.

Bank-Held, Not Platform-Held

All funds flow through Banco Covalto, a regulated Mexican bank. Covest coordinates the process — the bank safeguards the capital.

Why Fractionalize with Covest?

Retain what matters while unlocking your property’s full potential.

Unlock Equity Without Selling

Access the value locked in your property by offering fractional shares to investors — without giving up full ownership or control.

Retain Usage Rights

Continue using your property for personal stays while fractional co-owners share in rental income during vacant periods.

Professional Management

Covest coordinates professional property management, maintenance, and guest services — you enjoy the property without the operational burden.

Your Home, Your Schedule

Usage rights are defined in your trust agreement before the offering launches.

When you fractionalize with Covest, your personal usage weeks are contractually reserved in the Fideicomiso agreement. Co-owners share in rental proceeds during periods when you are not using the property — they do not share your reserved time.

  • Owner Reserved Weeks

    Typically 4–8 weeks per year, fixed in the trust agreement at formation.

  • Peak Rental Pool

    High-demand weeks managed by the designated operator. Rental proceeds distributed per tier.

  • Shoulder Season Pool

    Moderate-demand weeks. Operators maximize occupancy across the co-owner base.

  • Flexible Weeks

    Weeks that can be claimed by you or entered into the rental pool — your choice, notified in advance.

Illustrative Example

If you retain 40% ownership:

● ~40% owner usage● ~45% rental pool● ~15% flexible weeks

Your personal usage proportion is approximately equal to the ownership stake you retain. If you keep 40%, you have rights to approximately 40% of annual usage time.

Your actual schedule is negotiated and set in your trust agreement before launch. The illustration above is representative only.

What Is a Fideicomiso?

A legal entity that exists for one reason: to protect your property and your rights.

A Fideicomiso gives your property its own legal identity — separate from Covest, separate from any individual. Think of it as a set of written instructions that a licensed bank is required to follow, step by step, always in the interest of you and your co-owners. Every action the trust can take — from distributing rental income to coordinating maintenance — is defined in advance. No one makes the rules up as they go. They are established before a single fraction is sold.

Its Own Legal Person

The trust is an independent legal entity — not a company account, not a personal arrangement. It exists solely to carry out predefined actions that protect the property and the people who own it.

How the trust is structured

Rules Written Before Day One

Every action the trust can take — distributions, governance votes, maintenance decisions — is protocolized in the trust agreement before any fractions are sold. Nothing is improvised.

See our compliance framework

The Bank Follows the Protocol

Banco Covalto, as trustee, is legally required to execute only the actions defined in the trust agreement. They cannot deviate. They answer to Mexico's banking regulator, the CNBV — not to Covest.

Trust & governance details

Your Interests Come First

By law, every action the trust takes must be aligned with the best interests of its beneficiaries — that's you and your co-owners. This is not a company promise. It is a legal obligation backed by decades of precedent in Mexican real estate.

Understand your tax position

How It Works

From evaluation to ongoing coordination — a clear path to fractionalizing your property.

1

Property Evaluation

We assess your property's market value, rental potential, and suitability for fractionalization.

2

Fideicomiso Formation

Your property is placed into a Fideicomiso trust through Banco Covalto, establishing the legal framework for fractional ownership.

3

Fractional Offering

Qualified investors purchase fractional shares of your property through the Covest platform. All funds flow through Banco Covalto — Covest never touches capital.

4

Ongoing Coordination

Covest manages investor relations, rental distribution, maintenance coordination, and compliance reporting while you retain your ownership stake and usage rights.

Owner Questions, Answered

Honest answers to the questions property owners ask most.

Let’s Talk About Your Property

Share your property details and we’ll walk you through what fractionalization could look like for your specific situation — no commitment required.

See How the Trust Works