Ownership Journey

From discovery to deed. Digitally.

Traditional Mexican real estate demands months of office visits, paper shuffling, and blind trust. Covalto Bank’s digital infrastructure enables Covest to compress the entire journey into weeks — without the traditional 12–15 office visits.

The Journey

Five steps to sovereign ownership

Every step designed to be completed remotely. Every document designed to be human-readable. Every cost disclosed upfront.

Step 011–2 weeks

Discover & Select

Find your property

Browse the Covest Marketplace or bring your own property to fractionalize through a Custom Syndicate. Every property is vetted for legal clarity, structural integrity, and rental potential.

Digital advantage: Browse properties and review documentation entirely online — no office visits, no pressure, no sales pitch.

Step 02Same day

Verify Identity

Digital KYC in minutes

Complete identity verification through biometric analysis — facial recognition and government ID validation — meeting full CNBV Know-Your-Customer requirements without leaving your home.

Digital advantage: Bank-grade biometric verification from your device. No branch visit, no paperwork, no courier.

Step 031–2 weeks

Review & Sign

Execute trust documents digitally

Review the Fideicomiso trust agreement, operating bylaws, and governance framework. Execute all documents with legally binding digital signatures recognized under Mexican law.

Digital advantage: Advanced electronic signatures with the same legal weight as wet-ink — sign from anywhere in the world.

Step 042–3 weeks

Notarize & Record

Remote notarization and registry filing

Trust documents are notarized through authorized remote protocols and filed with Mexico's Public Registry of Property. Your ownership becomes a matter of public record.

Digital advantage: Remote notarization eliminates the need for in-person notary visits. Digital registry filing replaces weeks of paper processing.

Step 05Ongoing

Own & Enjoy

Your sovereign asset, your rules

Receive your schedule, access your owner dashboard, and choose: stay with full concierge service, or earn through the managed rental pool. Your asset, your decision, every single week.

Digital advantage: Manage your ownership, schedule, and financials through a digital dashboard. Transparent reporting, real-time visibility.

Comparison

Legacy vs. digital

Traditional Mexican real estate was designed for a paper-based era. Covest was designed for yours.

Timeline

3–6 months

Timeline

4–6 weeks

Office visits

12–20 visits

Office visits

Zero office visits

Documentation

Dozens of physical documents

Documentation

100% digital documentation

Cost transparency

Opaque fee structures

Cost transparency

Every cost disclosed upfront

Language

Legal Spanish with no translation

Language

Human-readable, bilingual documentation

Process

Fragmented across lawyers, notaries, banks, agents

Process

Single integrated digital workflow

Timeline

Week by week

A realistic timeline from first inquiry to recorded ownership. 4–6 weeks compared to 3–6 months in traditional Mexican real estate.

Week 1–2

Discovery & Selection

  • Property selection from curated collection
  • Review property documentation and legal due diligence
  • Initial consultation with Covest advisory team
Week 2–3

Verification & Documentation

  • Digital identity verification (biometric KYC)
  • Review of Fideicomiso trust agreement
  • Review of operating bylaws and governance framework
Week 3–4

Execution & Signing

  • Digital signature of trust documents
  • Fund transfer to escrow account
  • Covalto Bank trust establishment initiation
Week 4–6

Notarization & Recording

  • Remote notarization of Fideicomiso
  • Public Registry of Property filing
  • Trust certificate issuance by Covalto Bank
Week 6+

Ownership Activation

  • Owner dashboard access and orientation
  • Usage schedule assignment (Fixed or Raffle)
  • Property management partner introduction

Process FAQ

Common questions about the ownership journey.

Trust Infrastructure

Trust Infrastructure by Banco Covalto

Covest coordinates the ownership experience. Banco Covalto secures the assets. Your funds flow exclusively through Covalto's CNBV-regulated banking infrastructure — never through Covest. From biometric verification to public registry filing, every transaction is administered by an institutional fiduciary trustee.

CNBV RegulatedFideicomiso CertifiedPublic Registry ListedInstitutional Bank Administration

Ready to start?

Browse the marketplace, choose your property, and begin the digital ownership journey. No flights required.