Your Ownership Experience

This Is What Ownership Feels Like

Forget paperwork and waiting rooms. Covest ownership is a digital experience — from biometric onboarding to quarterly income, managed through your personal dashboard.

Digital Onboarding

From Identity to Ownership in Minutes

No office visits. No paper forms. Three digital steps verified through Banco Covalto's regulated infrastructure.

Biometric KYC

Facial recognition and liveness detection through Banco Covalto's CNBV-compliant identity system. No office visits required.

Digital Signatures

Execute Fideicomiso trust documents with legally binding e-signatures recognized under Mexican law.

Instant Verification

Your identity, documents, and trust formation are verified in real time. Ownership is recorded in the Public Registry.

Portfolio Building

Build a Portfolio, Not Just a Property

The Covest Marketplace lets you diversify across destinations, price points, and property types — all within the same sovereign trust framework.

Full Transparency

Every listing includes financial projections, legal documentation, inspection reports, and location details — available before any commitment.

Multiple Destinations

Diversify across Mexico's most desirable locations. Riviera Maya, Pacific Coast, Colonial Cities — build a portfolio that matches your lifestyle.

Flexible Entry Points

Starting from $50K per fraction with an estimated $150/mo in shared operating costs. Own across multiple properties instead of concentrating in a single asset. No hidden fees — management, insurance, and reserve contributions are included.

Due Diligence Included

Every property undergoes legal review, structural inspection, and market analysis before listing. Vetted before you ever see it.

The Signature Mechanic

Stay or Yield. Every Quarter, You Choose.

The 90-day toggle is the heart of Covest ownership. Each quarter, decide how your property works for you.

Personal Stay

Schedule your weeks, enjoy concierge services, and experience your property with full owner privileges. Airport transfers, grocery stocking, and housekeeping — all coordinated for you.

Managed Yield

Enroll your weeks in the professionally managed rental pool. Bookings, guest coordination, maintenance, and revenue distribution are handled end-to-end with transparent reporting.

Toggle between modes every 90 days. No penalties, no lock-in.

Owner Lifestyle

Ownership Beyond the Keys

Your investment comes with a complete lifestyle layer — from concierge coordination to shared experiences with co-owners.

Your Dedicated Concierge

Arrive to a prepared home, not an empty villa. Your property is inspected, cleaned, and provisioned 24 hours before arrival. Airport transfers, grocery stocking, housekeeping, restaurant reservations, private chef bookings, and spa arrangements — a dedicated concierge coordinates every detail so your vacation starts at the door.

Owner Dashboard

Your Dashboard. Your Data. Real-Time.

Complete financial visibility, scheduling control, and governance participation — all in one place.

Financial Reporting

Rental income, expenses, distributions, and tax documents — updated quarterly with full transparency.

Scheduling Calendar

Book your personal stays, view co-owner schedules, and manage guest passes from a single calendar.

Governance Portal

Vote on trust amendments, review management proposals, and participate in co-owner decisions.

Portfolio Overview

Track all your Covest properties in one view — performance metrics, valuation trends, and distribution history.

OWNER_DASHBOARD
Standby
REPORT ( quarter.financials === PUBLISHED )
Queued
SCHEDULE ( calendar.availability === SYNCED )
Queued
GOVERN ( amendment.quorum === REACHED )
Queued
TRACK ( portfolio.metrics === UPDATED )
Queued
DISTRIBUTE ( revenue.cleared === VERIFIED )
Queued
// DASHBOARD SYNCED — ALL SYSTEMS LIVE

Owner Protections

Your Safeguards, Quantified

Covest ownership is backed by structural protections written into every Fideicomiso trust agreement — not marketing promises.

66%

Supermajority Required

No major trust decision passes without a two-thirds supermajority vote. One owner cannot override the group.

10%

Mandatory Reserve Fund

A dedicated reserve fund covers maintenance, repairs, and unexpected expenses — funded from day one, not after a crisis.

1:1

Proportional Voting

Every fraction carries equal voting weight. Your voice scales with your ownership — no silent partners, no hidden control.

90 days

Default Cure Period

If an owner misses a payment, they have 90 days to resolve it before any action is taken. No sudden forfeiture.

0

Forced Sales Below FMV

Your fraction cannot be sold below fair market value without your consent. Appraisals protect your equity.

CNBV

Independent Appraisal

Property valuations are conducted by CNBV-regulated independent appraisers — not internal estimates or marketing projections.

Full governance details and trust mechanics in our Investor Protections guide.

Open Exit

Your Exit Is Always Open

We build ecosystems investors want to stay in — and exits they can trust when they don’t. Three structured pathways let you exit, go independent, or come back when you’re ready.

“We designed it so you always can leave. That’s why most owners choose to stay.”

No lock-up periods

Exit at any time after initial trust formation

CNBV-regulated appraisal

Accredited third-party valuation protects all parties

90-day structured timeline

Maximum 90-day administrative sequence from declaration to transfer

1

List Your Fraction

Put your fraction on the Covest marketplace. A CNBV-accredited appraisal sets the fair market price.

2

Co-Owner Head Start

Co-owners are notified immediately and get first look. But the listing is live — any qualified buyer can purchase at any time.

3

Buyer Matched

Once a buyer commits, funds are secured in escrow through Banco Covalto’s regulated infrastructure.

4

Automatic Transfer

Transfer is notarized and recorded in the Public Registry. No paperwork on your end.

Position transferred — ownership recorded in Public Registry
EXIT_PROCESSOR
Standby
APPRAISE ( valuation.source === CNBV_ACCREDITED )
Pending
LIST ( fraction.status === MARKETPLACE_LIVE )
Pending
NOTIFY ( co_owners.alert === PRIORITY_SENT )
Pending
MATCH ( buyer.verified === QUALIFIED )
Pending
TRANSFER ( notary.verification === COMPLETE )
Pending
// EXIT COMPLETE — FRACTION TRANSFERRED & RECORDED

Ready to Experience Ownership?

Browse the Covest Marketplace and discover what fractional ownership actually feels like.

See the Legal Process →