The Digital Trust Revolution

The technology now exists for a fideicomiso trust deed to be executed, notarized, and recorded in the Public Registry — entirely remotely. No flights. No notary office. No paper.

This is the digital infrastructure that underpins every Covest acquisition. Banco Covalto’s regulated digital channels eliminate the physical barriers between an international investor and sovereign ownership in Mexico.

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The Legacy Problem

Traditional Mexican real estate transactions require an average of 12 to 15 in-person appointments. Fly to Mexico City for document signing. Fly back for notarization. Fly again for registry confirmation. Each trip costs time, money, and patience.

Worse, the process is opaque. Documents arrive in legal Spanish with no plain-language explanation. Fee structures are buried in footnotes. Timelines are vague promises.

This is the system Covest was built to replace.

The Digital Stack

Covalto Bank’s digital infrastructure enables Covest to deliver five core capabilities:

1. Qualified Electronic Signatures: NOM-151 compliant e-signatures carry full legal weight under Mexican federal law. No wet signatures required.
2. Biometric Identity Verification: Liveness detection, government ID cross-referencing, and anti-fraud algorithms verify every participant remotely.
3. Remote Notarization: Certified digital notarization sessions eliminate the need for physical presence at a notary office.
4. Digital Public Registry Filing: Trust deeds are filed electronically with the local Registro Público, with digital tracking from submission to recording.
5. Transparent Cost Reporting: Every fee — notary costs, registry fees, bank charges, acquisition tax — is presented in plain language before you commit.

Why Covalto Bank?

Not every financial institution in Mexico has the digital infrastructure to support fully remote transactions. Covalto Bank is one of the few regulated Mexican banks with end-to-end digital capabilities purpose-built for fiduciary operations.

As our banking partner, Covalto serves as the fiduciary (trustee) for every Covest fideicomiso — holding administrative title while you retain full beneficial rights. Their digital-first architecture means the entire trust lifecycle can be managed without stepping foot in a branch.

What This Means for You

As a Covest investor, you experience:

• Zero office visits — from due diligence to deed recording.
• Human-readable documentation — every legal document translated into plain English alongside the Spanish original.
• Real-time tracking — know exactly where your transaction stands at every stage.
• Transparent costs — no hidden fees, no surprise assessments.

This isn’t theoretical — it’s operational. Every Covest property is acquired through Covalto’s digital infrastructure, making sovereign ownership accessible from anywhere in the world.